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Privacy Policy
Fund your freedom.
It is imperative for all users to conduct a thorough examination of this Privacy Policy. Engaging with selections such as “Sign Up”, “I Uphold GOOD Cash's Privacy Policy”, “I Approve the Execution of My Personal Information in Alignment with GOOD Cash's Privacy Policy” or equivalent wording during the signup phase or in the course of accessing our services and platform, you are thereby certifying your awareness and endorsement of the methodologies described in this document for managing your personal information.
1. Access and Usage of Personal Data by GOOD Cash
In the framework of providing personal loan services, the Borrower permits GOOD Cash and its associated entities to engage in continuous credit evaluations throughout the lifespan of the loan. This encompasses using the Borrower's data to assess eligibility for additional loans or other financial and consumer services, potentially offered by GOOD Cash or external parties.
GOOD Cash pledges to safeguard any information classified under relevant laws as personal data, not disclosing it to third parties unless it's crucial for delivering our services. Nonetheless, for research and development purposes, we might share anonymized personal data with select partners, ensuring that any data shared with third parties is done in a manner that maintains your anonymity.
Under specific circumstances necessitated by section 2 or when deemed appropriate, GOOD Cash is authorized to share your Data with:
Entities within the GOOD Cash Group, including affiliates, third-party agents, or subsidiaries, as well as executive personnel;
Intermediary financial institutions, market participants, credit referencing agencies, and entities engaged in fraud detection and data management services;
External agencies involved in debt recovery efforts on behalf of GOOD Cash;
Regulatory and taxation bodies, as well as entities involved in significant business transactions like mergers or acquisitions with GOOD Cash;
Other parties, under legal compulsion to disclose, to enforce our agreements, or to protect the rights and safety of GOOD Cash, its users, and stakeholders.
These disclosures enable GOOD Cash and the aforementioned entities to process or share your Data in accordance with the objectives outlined in section 2, aligning with the commitments of this Privacy Policy. Additionally, GOOD Cash may relay your Data to legal or governmental bodies in response to official requests or when compliance with legal obligations necessitates such action, aiming to prevent fraud, report potential illegal activities, or investigate breaches of our user agreements.
2. Contact Information and Policy Updates
For any inquiries or feedback, feel free to email us at: .
We are dedicated to continuously improving our Privacy Policy to better protect and serve you. The current version, effective as of 06-27-2025, is subject to revisions. We encourage you to regularly review this document to stay updated on any changes.
3. GOOD Cash Engages in the Collection and Oversight of:
Identifying particulars such as your legal name and date of birth;
Inputs from your loan application, detailing your financial situation, current employment, purpose for the loan, and mobile device specs;
Communication methods, including your postal address, phone number, and email address;
Borrower-specific information, encompassing SSS numbers, employment history, personal and emergency contacts;
Your mobile device's technical specifications, like device ID, operating system, settings, account details, carrier, and network specifics, as well as display features;
The sources of such information (herein referred to as "Info") include:
Installation of the GOOD Cash software or when expressing interest in a loan service;
Direct dealings with our team, whether through customer service or loan consultations;
Credit reporting agencies that cross-check your Info with external databases for verification or fraud prevention purposes;
Collecting and managing your Info is vital for the provision of GOOD Cash's services or to fulfill legal prerequisites. Collection without your explicit consent only occurs when absolutely necessary.
4. GOOD Cash's Approach to Data Employment
Analyzing your eligibility for loans and additional services by examining your credit and financial capacity.
Executing management duties for loans availed under GOOD Cash, ensuring smooth transactional processes and repayments.
Authenticating client identities and validating the accuracy of information provided.
Strengthening safeguards against fraudulent activities and unauthorized access to our services.
Initiatives aimed at the betterment and innovation of our service offerings.
Resolution of service-related issues to ensure a seamless user experience.
Compliance with statutory obligations related to customer identification and efforts to combat money laundering.
Opt-in-based marketing communication to inform you of potential offers and promotions.
Regular updates and information sharing about GOOD Cash's services.
Collaboration with credit verification and fraud prevention entities to enhance security measures.
Ensuring top-tier customer service and accessible communication channels as per our Privacy Policy.
Justifications for Data Handling:
Driven by GOOD Cash's commitment to delivering personalized and secure financial services, enhancing operational processes, and maintaining accurate client records.
Fulfillment of service agreements, ensuring responsive and reliable execution of all client requests.
Based on explicit client consent for specified data processing activities, ensuring transparency and respect for client preferences.
5. The Impact of Not Sharing Personal Information
You are under no obligation to provide us with your personal information or consent to its processing. Should you choose to withdraw your consent or not provide the necessary data, please be aware that this may affect our capacity to deliver our services to you effectively. Consequently, this may lead to the termination of our services to you, as allowed by law. Notwithstanding, we may retain your information based on legitimate interests as defined by law, especially in scenarios where outstanding financial obligations exist, to facilitate ongoing collection activities.
6. Retention Period of Personal Data by GOOD Cash
GOOD Cash ensures that your personal information is retained solely for as long as necessary to fulfill the purposes outlined in our Privacy Policy. This includes a period deemed reasonable for the provision of our services and offerings. Beyond these objectives, your Data may be stored longer if required by legal obligations, allowed under applicable laws, or as necessary to support potential legal claims or defenses.
7. Unsubscribing from Advertising and Marketing
If you would like to unsubscribe from any of our marketing, advertising or promotional materials, please send your request to our email address or contact us by phone. Upon receiving your feedback, we will ensure that you are removed from our marketing distribution lists, thereby respecting your preference to no longer receive promotional information.
8. Biometric Verification Data Agreement
Agreement on Biometric Data Use for Account Verification
To verify the authenticity of accounts and enhance security measures, our application may require your facial biometric data during the KYC verification phase. Here's an in-depth explanation of our biometric data collection and usage policy:
Gathering Biometric Facial Data: We collect specific biometric data, including facial features and other related biometric information, crucial for confirming your identity and securing your account.
Intended Use of Biometric Facial Data: The gathered biometric data is exclusively utilized for conducting KYC checks, aimed at verifying account authenticity and enhancing security. We assure you that this information will not be diverted for any commercial purposes.
Confidentiality and Sharing of Biometric Data: Your biometric facial data is treated with the highest confidentiality. Disclosure to third parties will only occur if legally mandated or upon receiving your express consent.
Secure Storage of Biometric Data: We employ advanced security measures to safeguard your biometric data stored on our digital platforms, ensuring its protection against unauthorized access.
Retention of Biometric Data: Biometric data is kept for the minimum time necessary to fulfill KYC verification needs, after which steps are promptly taken to delete or anonymize this data.
Access to Your Biometric Data: At any time, you may access, amend, or delete your biometric data. Should you have queries or wish to exercise these rights, please contact our dedicated privacy team.
Your utilization of our application signifies your agreement to our biometric data processing practices. Our promise is to maintain the highest levels of privacy and security concerning your personal data.
Should you require more details or clarification, our privacy team is here to assist. Ensuring your safety and satisfaction is our foremost aim as we provide you with our services.
9. User Agreement and Data Handling Consent
Upon engaging with the GOOD Cash App, you:
Agree to abide by the conditions specified in this Privacy Policy;
Authorize GOOD Cash to collect, utilize, share, and process your Information, covering personal, sensitive, and confidential data as per the definitions provided by the applicable laws, in accordance to the directives of this Privacy Policy;
Vouch for the fidelity and accuracy of the Information you furnish to GOOD Cash;
Allow GOOD Cash the capability to assess and validate the veracity of your Information;
Recognize GOOD Cash's obligation to potentially disclose your Information to financial and legal authorities including the Bangko Sentral ng Pilipinas, Anti-Money Laundering Council, and various credit reporting agencies, in its pursuit of fulfilling legal and regulatory responsibilities.
10. Essential Loan Provider Insights
Our Collaboration with Premier Loan Providers: To ensure you have access to a broad spectrum of financial services, GOOD Cash partners with distinguished loan providers. We believe in keeping you informed about these crucial partnerships.
Key Loan Provider Details:
Provider Identification: Corpfund Lending Investor Corporation
Official Registrations and Certifications:
SEC Registration Code: DS93000045
Certificate of Legal Authority: 125
Location and Contact:
Email Query: [email protected]
Contact Number: 9515501229
Postal Address: Door B Alpha 11 Alpha Building Rizal Extension Davao City, Davao Del Sur, 8000 Philippines
1. Access and Usage of Personal Data by GOOD Cash
In the framework of providing personal loan services, the Borrower permits GOOD Cash and its associated entities to engage in continuous credit evaluations throughout the lifespan of the loan. This encompasses using the Borrower's data to assess eligibility for additional loans or other financial and consumer services, potentially offered by GOOD Cash or external parties.
GOOD Cash pledges to safeguard any information classified under relevant laws as personal data, not disclosing it to third parties unless it's crucial for delivering our services. Nonetheless, for research and development purposes, we might share anonymized personal data with select partners, ensuring that any data shared with third parties is done in a manner that maintains your anonymity.
Under specific circumstances necessitated by section 2 or when deemed appropriate, GOOD Cash is authorized to share your Data with:
Entities within the GOOD Cash Group, including affiliates, third-party agents, or subsidiaries, as well as executive personnel;
Intermediary financial institutions, market participants, credit referencing agencies, and entities engaged in fraud detection and data management services;
External agencies involved in debt recovery efforts on behalf of GOOD Cash;
Regulatory and taxation bodies, as well as entities involved in significant business transactions like mergers or acquisitions with GOOD Cash;
Other parties, under legal compulsion to disclose, to enforce our agreements, or to protect the rights and safety of GOOD Cash, its users, and stakeholders.
These disclosures enable GOOD Cash and the aforementioned entities to process or share your Data in accordance with the objectives outlined in section 2, aligning with the commitments of this Privacy Policy. Additionally, GOOD Cash may relay your Data to legal or governmental bodies in response to official requests or when compliance with legal obligations necessitates such action, aiming to prevent fraud, report potential illegal activities, or investigate breaches of our user agreements.
2. Contact Information and Policy Updates
For any inquiries or feedback, feel free to email us at: .
We are dedicated to continuously improving our Privacy Policy to better protect and serve you. The current version, effective as of 06-27-2025, is subject to revisions. We encourage you to regularly review this document to stay updated on any changes.
3. GOOD Cash Engages in the Collection and Oversight of:
Identifying particulars such as your legal name and date of birth;
Inputs from your loan application, detailing your financial situation, current employment, purpose for the loan, and mobile device specs;
Communication methods, including your postal address, phone number, and email address;
Borrower-specific information, encompassing SSS numbers, employment history, personal and emergency contacts;
Your mobile device's technical specifications, like device ID, operating system, settings, account details, carrier, and network specifics, as well as display features;
The sources of such information (herein referred to as "Info") include:
Installation of the GOOD Cash software or when expressing interest in a loan service;
Direct dealings with our team, whether through customer service or loan consultations;
Credit reporting agencies that cross-check your Info with external databases for verification or fraud prevention purposes;
Collecting and managing your Info is vital for the provision of GOOD Cash's services or to fulfill legal prerequisites. Collection without your explicit consent only occurs when absolutely necessary.
4. GOOD Cash's Approach to Data Employment
Analyzing your eligibility for loans and additional services by examining your credit and financial capacity.
Executing management duties for loans availed under GOOD Cash, ensuring smooth transactional processes and repayments.
Authenticating client identities and validating the accuracy of information provided.
Strengthening safeguards against fraudulent activities and unauthorized access to our services.
Initiatives aimed at the betterment and innovation of our service offerings.
Resolution of service-related issues to ensure a seamless user experience.
Compliance with statutory obligations related to customer identification and efforts to combat money laundering.
Opt-in-based marketing communication to inform you of potential offers and promotions.
Regular updates and information sharing about GOOD Cash's services.
Collaboration with credit verification and fraud prevention entities to enhance security measures.
Ensuring top-tier customer service and accessible communication channels as per our Privacy Policy.
Justifications for Data Handling:
Driven by GOOD Cash's commitment to delivering personalized and secure financial services, enhancing operational processes, and maintaining accurate client records.
Fulfillment of service agreements, ensuring responsive and reliable execution of all client requests.
Based on explicit client consent for specified data processing activities, ensuring transparency and respect for client preferences.
5. The Impact of Not Sharing Personal Information
You are under no obligation to provide us with your personal information or consent to its processing. Should you choose to withdraw your consent or not provide the necessary data, please be aware that this may affect our capacity to deliver our services to you effectively. Consequently, this may lead to the termination of our services to you, as allowed by law. Notwithstanding, we may retain your information based on legitimate interests as defined by law, especially in scenarios where outstanding financial obligations exist, to facilitate ongoing collection activities.
6. Retention Period of Personal Data by GOOD Cash
GOOD Cash ensures that your personal information is retained solely for as long as necessary to fulfill the purposes outlined in our Privacy Policy. This includes a period deemed reasonable for the provision of our services and offerings. Beyond these objectives, your Data may be stored longer if required by legal obligations, allowed under applicable laws, or as necessary to support potential legal claims or defenses.
7. Unsubscribing from Advertising and Marketing
If you would like to unsubscribe from any of our marketing, advertising or promotional materials, please send your request to our email address or contact us by phone. Upon receiving your feedback, we will ensure that you are removed from our marketing distribution lists, thereby respecting your preference to no longer receive promotional information.
8. Biometric Verification Data Agreement
Agreement on Biometric Data Use for Account Verification
To verify the authenticity of accounts and enhance security measures, our application may require your facial biometric data during the KYC verification phase. Here's an in-depth explanation of our biometric data collection and usage policy:
Gathering Biometric Facial Data: We collect specific biometric data, including facial features and other related biometric information, crucial for confirming your identity and securing your account.
Intended Use of Biometric Facial Data: The gathered biometric data is exclusively utilized for conducting KYC checks, aimed at verifying account authenticity and enhancing security. We assure you that this information will not be diverted for any commercial purposes.
Confidentiality and Sharing of Biometric Data: Your biometric facial data is treated with the highest confidentiality. Disclosure to third parties will only occur if legally mandated or upon receiving your express consent.
Secure Storage of Biometric Data: We employ advanced security measures to safeguard your biometric data stored on our digital platforms, ensuring its protection against unauthorized access.
Retention of Biometric Data: Biometric data is kept for the minimum time necessary to fulfill KYC verification needs, after which steps are promptly taken to delete or anonymize this data.
Access to Your Biometric Data: At any time, you may access, amend, or delete your biometric data. Should you have queries or wish to exercise these rights, please contact our dedicated privacy team.
Your utilization of our application signifies your agreement to our biometric data processing practices. Our promise is to maintain the highest levels of privacy and security concerning your personal data.
Should you require more details or clarification, our privacy team is here to assist. Ensuring your safety and satisfaction is our foremost aim as we provide you with our services.
9. User Agreement and Data Handling Consent
Upon engaging with the GOOD Cash App, you:
Agree to abide by the conditions specified in this Privacy Policy;
Authorize GOOD Cash to collect, utilize, share, and process your Information, covering personal, sensitive, and confidential data as per the definitions provided by the applicable laws, in accordance to the directives of this Privacy Policy;
Vouch for the fidelity and accuracy of the Information you furnish to GOOD Cash;
Allow GOOD Cash the capability to assess and validate the veracity of your Information;
Recognize GOOD Cash's obligation to potentially disclose your Information to financial and legal authorities including the Bangko Sentral ng Pilipinas, Anti-Money Laundering Council, and various credit reporting agencies, in its pursuit of fulfilling legal and regulatory responsibilities.
10. Essential Loan Provider Insights
Our Collaboration with Premier Loan Providers: To ensure you have access to a broad spectrum of financial services, GOOD Cash partners with distinguished loan providers. We believe in keeping you informed about these crucial partnerships.
Key Loan Provider Details:
Provider Identification: Corpfund Lending Investor Corporation
Official Registrations and Certifications:
SEC Registration Code: DS93000045
Certificate of Legal Authority: 125
Location and Contact:
Email Query: [email protected]
Contact Number: 9515501229
Postal Address: Door B Alpha 11 Alpha Building Rizal Extension Davao City, Davao Del Sur, 8000 Philippines